AuthorAlisha Antil is your best financial helper for insurance. She has a vast experience in finance and insurance and provide to you the expert advise in insuring your property and health. Archives
March 2020
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Mortgage though considered not worth it is actually a reliable source of credit in times of need. This is because it helps to avail instant funds against fixed asset like a property. If you are not sure of the benefits of availing a Mortgage Loan let me share them here for you to make an informed decision. Hassle-free Loan
Yes, these are hassle free loans as they can be availed online by filling up the application form at the lender’s website. If you have a healthy/ good credit score of 750+ or more, you can avail higher loan amount at affordable interest rate. You can even negotiate your loan terms with your lender as they will be willing to trust you. You can avail instant loan approval within 72 hours. No matter where you apply from (online or at the lender’s office) their representative will collect documentation from your place of convenience. You can opt for flexible tenure between 2 to 20 years, so you can repay the loan conveniently. Experienced NBFCs offer the Flex Hybrid feature on the loan. This lets you borrow as per your daily needs from the amount sanctioned. Interest is levied on these daily withdrawals, so you are not burdened with the repayments and can lower your EMI by up to 45%. Easy Management Your Relationship Manager can provide you the login details of the account. This will allow you to manage it easily from anywhere anytime via the customer portal. This will help you to track and manage it better. Read here to know more: Are Mortgage Loans Worth The Cost?
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How to Finance a Start-Up Business?7/12/2018 Every second person dreams of starting a new business but they lag behind or some stop in the mid-way due to lack of money. So, how to finance a start-up? Here are some of the options for Financing: > Venture Capital– There are firms that provide venture capitals and take an equity or ownership stake in the company. Venture Capitals are the professionally managed funds to invest in companies with a huge potential. New businesses can get up to millions of dollars to grow their network and their companies. The Interest Rates on Loan Against Property are lower, so the venture capital can be easily funded. > Self-Funding –
If you have complete financial and creative control, you can choose to invest your own money into the business. Most of the start-ups prefer to do self-financing. > Crowdfunding – One of the new methods of funding new business startups is crowdfunding. Here small amounts of capital are collected from a large number of individuals to finance a new business venture. It can be your friends, family, and strangers, who will be eager to offer money. Crowd sourcing is the combination of micro-financing and crowdsourcing which brings together. > Angel Investors – Angel investors are groups of individuals who invest money or equity financing in small-scale businesses and startups, for better returns on their money. It is not a homogeneous group; their contribution may vary from 20% to 40%. To know about the other methods of financing a start-up, you need to visit: A Few Ways to get Funds for Business Startups |